As a result of operational activities, police officers from the Economic Crime Department of the Zgorzelec police headquarters detained a 37-year-old man suspected of credit fraud. It turned out that the man used his father’s details and provided false information in credit and loan applications regarding the source of his income. The perpetrator submitted as many as 45 such applications. Unfortunately, ten of them passed verification, and the 37-year-old obtained a total of more than PLN 16,000.
He may now face up to 8 years in prison for the crimes committed.
We remind you that committing credit fraud does not require any result in the form of the actual transfer of money to the borrower or loan recipient. Criminal liability may arise simply from submitting unreliable documents or written statements intended to persuade an entity controlling capital to grant a credit facility or loan.