You and your family know best what you need and what you dream about. But fulfilling these plans requires funds, and often there is not enough money in the household budget. Then you need a reliable bank with a fair loan offer.

There are many banks on the market offering accounts and consumer loans. Therefore, when looking for an advantageous offer, it is worth examining exactly what a given bank proposes. As they say—the devil is in the details! But that is not all. It is also worth looking at the philosophy behind a given banking brand, because it determines what the bank really is and whom it was created for.

A good example of a bank that understands the needs of families and small family businesses is currently Nest Bank. It offers secure banking based on important values: trust and honesty. “Nest” means a nest. That is why Nest Bank, like a nest, helps families find financial security and spread their wings. At this bank, you will find a wide range of free products, round-the-clock access to services through online and mobile banking, as well as welcoming branches arranged in a way that encourages calm conversations and financial planning with an adviser. Many Clients often visit Nest Bank branches because they have an atmosphere that some people describe as “like in a café.”

There are, in fact, more and more of these branches. Because Nest Bank wants to be closer to the Client, it has become one of the fastest-growing banks, opening an average of 8 branches a month—they are now present in more than 190 cities across Poland.

As you can see, Nest Bank wants to be close to you and help you carry out your plans. That is why it offers Nest Kredyt Rodzinny (APR 9.9%)—a dedicated cash-loan proposal for families with children, for up to PLN 20,000, with a 0% commission and the possibility of repayment over as many as 60 months—or, in the case of larger expenses, kredyt Nest Gotówkę (APR 17.50%)—a cash-consolidation loan of up to PLN 250,000, with a repayment option of up to 144 months and the possibility of obtaining a preliminary credit decision within as little as 2 minutes. You can use the funds received from the loan for whatever you wish, depending on what you and your family need and dream about most.

The Nest Konto payment account is also a very good proposition. Nest Konto was appreciated not only by Nest Bank Clients, but also by the BAN KIER.PL portal, which selected it from all personal accounts and awarded it the title of Account No. 1 of 2018.
Sounds interesting? If you value clear cooperation rules and a sense of security, Nest Bank is the right partner for you. So that everyone in your family can spread their wings.

Partner Branch

38A Zgorzelecka St., 59-700 Bolesławiec

Opening hours Mon–Fri 9:00 a.m.–5:00 p.m., T: +48 570 134 665

promotional material

Nest Gotówka is a cash-consolidation loan offered by Nest Bank SA to consumers in Polish zlotys for any consumer purpose, including repayment of existing liabilities. The Nest Gotówka loan amount indicated in the material includes financed fees and commissions, which will be deducted from the loan amount made available to the Client. A preliminary credit decision is a preliminary assessment of the Client’s credibility and creditworthiness, together with a calculation of the offer based on the data provided by the Client. The preliminary decision may change during the entire loan-application verification process. The abbreviation “APR” indicated in the material means the Annual Percentage Rate within the meaning of the Act of 12 May 2011 on consumer credit (i.e., Journal of Laws of 2016, item 1528). The information on the APR for Nest Gotówka (APR: 17.50%) is based on a representative example as at 14 January 2019. Nest Kredyt Rodzinny, a cash loan offered by the Bank to consumers for any consumer purpose, is a special offer of Nest Gotówka and Nest Konsolidacja. The special offer is intended exclusively for adult natural persons who are consumers and who jointly meet the following additional conditions: (1) they submit, through the Bank’s own branches or financial partners, an application and conclude an agreement for Nest Kredyt Rodzinny with a co-borrower who is their spouse or partner running a joint household; (2) they support at least one minor child. The Annual Percentage Rate (APR) for Nest Kredyt Rodzinny is 9.9%; the total loan amount (excluding financed costs) is PLN 14,500; the total amount payable is PLN 17,611.29; the variable interest rate is 9.5%; the total cost of the loan is PLN 3,111.29 (including: bank commission PLN 0, interest PLN 3,111.29); and there are 50 equal monthly instalments of PLN 352.30. The calculation was made on 17 January 2019, based on a representative example. Granting the loan and its amount depend on a positive assessment of the applicant’s creditworthiness. The financial partner of Nest Bank SA is authorised to perform factual and legal activities within the partner branch in connection with intermediary services for offering Nest Bank SA services and, when offering credit products, cooperates with Nest Bank SA. For performing the above activities, the partner receives remuneration from Nest Bank SA and does not charge the Client any fees or commissions directly in this regard. Nest Konto ranked first in the ranking of the cheapest personal accounts of 2018, published on 16 January 2019 by the Bankier.pl portal—detailed information is available on the Bankier.pl website. Nest Konto is a payment account operated by the Bank for consumers in Polish zlotys. The nominal annual interest rate on funds in the Nest Konto payment account is variable and, as at 14 January 2019, is 0%, with the stated value not including applicable fees and commissions. Detailed terms and conditions for opening and operating accounts for Individual Clients at Nest Bank, including interest rates, fees and commissions, are specified in the “Regulations for Bank Accounts and Payment Services for Individual Clients,” the “Interest Rate Table for Individual Clients—Accounts and Deposits Offer,” and the “Fees and Commissions Table for Individual Clients—Accounts and Cards Offer,” available at www.nestbank.pl, in the Bank’s own branches and from financial partners of Nest Bank SA. Nest Bank SA, with its registered office in Warsaw at 24 Wołoska St., 02-675 Warsaw, entered in the register of entrepreneurs maintained by the District Court for the capital city of Warsaw, 13th Commercial Division of the National Court Register, under KRS No. 0000030330, REGON 010928125, NIP 526-10-21-021.