The District Prosecutor’s Office in Jelenia Góra has filed an indictment with the local District Court against a resident of Jelenia Góra, who is accused of committing more than 650 crimes between 2014 and 2018 involving the use of other people’s and false data to obtain bank loans and other financial benefits fraudulently.
As established during the investigation, 28-year-old Małgorzata J. submitted loan applications electronically. In them, she most often provided other people’s data or false information. For this purpose, she supplied false PESEL numbers, generating them beforehand via a website that enabled this, and provided personal details invented by her.
She obtained loans from banks and other financial institutions ranging from several hundred to several thousand złotys. (In some cases, the bank verified her loan applications negatively, and she did not obtain the amount requested).
Acting in a similar manner, the woman also made credit purchases of electronic equipment on online shopping platforms. The items obtained were subsequently sold by the suspect, also via the internet.
The accused committed her first crime in November 2014, when she used her friend’s details to obtain a PLN 1,000 loan. Between 2014 and 2018, the woman defrauded nearly PLN 400,000 in total.
She was charged with committing 662 crimes. According to the prosecutor’s office, Małgorzata J. made the scheme a permanent source of income.
(Some of the charges concern situations in which she failed to receive the loan applied for; in those cases, it was determined that she had attempted to commit fraud).
The accused confessed to committing the crimes with which she was charged.
She had not previously been convicted by a court. The District Prosecutor’s Office in Jelenia Góra applied non-custodial preventive measures to the suspect.
The crimes committed by Małgorzata J. are punishable by up to 12 years in prison.