This year, a letter containing Information on the Insured Person’s Account Status was sent to 20.7 million people, including nearly 2.1 million electronically via the ZUS Electronic Services Platform.
– Every person who has a registered profile on PUE received this document electronically, so it is worth logging in to your account and checking whether our employer is paying contributions for us and what the projected amount of our future pension is – says Iwona Kowalska, ZUS spokesperson in Lower Silesia. – However, it should be remembered that the calculated pension is only a certain hypothesis that does not take into account future indexation of contributions or a possible change of employment—and therefore a change in the amount of contributions paid.
The remaining 18.6 million letters, addressed to people who do not have an electronic ZUS account, were sent traditionally by post. The dispatch of Information on the Insured Person’s Account Status began in the last week of June and was supposed to continue until the beginning of September. However, this year ZUS completed the mailing campaign 19 days ahead of the scheduled deadline, meaning that the letters should already have reached every recipient.
– The Social Insurance Institution sends information about how much we have in our pension account once a year, always during the summer. Everyone who has had at least one contribution paid into their insured-person account at ZUS should receive a letter – the spokesperson explains. – It does not matter to us whether someone is currently working or not; what matters is that at some point in the past a contribution—even as little as 1 grosz—was paid into their ZUS account.
The Social Insurance Institution reminds us that Information on the Insured Person’s Account Status is one of the most important letters sent to customers. It contains information about the state of our finances for our retirement future. It is therefore important to read correspondence from ZUS carefully, checking whether the data in the Information on the Insured Person’s Account Status matches our information about the contributions paid.
What will we learn from the letter?
Through correspondence from ZUS, we can find out how our employer paid contributions on our behalf in 2017. The letter also contains information about our hypothetical pension, which we would receive based on the contributions accumulated so far, as well as if we continued paying contributions at the current rate until reaching retirement age.
Reader’s comment:
Even if there is 1 grosz in the account, if these are regular letters paid for from our contributions, ZUS will spend 1,500,000 × 2.60 plus the envelope and the sheet inside with the information. If they are registered letters, the total rises to 1,500,000 × 5.20. And how are pensions supposed to increase when they waste that much money on correspondence?!
What do you think?