On internet forums and websites devoted to loans and credit, it receives very positive reviews as a reliable company operating according to clear and transparent principles. In addition, Vivus offers its new customers an exceptional promotion: an interest-free loan known as the first loan at no cost.
First loan at no cost—is it possible?
Yes. Simply create a profile on Vivus.pl and verify your identity and bank account number by transferring PLN 0.01 (one grosz) to the company's account, adding a note confirming our registration and acceptance of the Vivus loan agreement. That's it. We apply for our first loan with no additional costs. Its maximum amount is PLN 2,000, on which we really will not pay any interest. The cash appears in the account almost immediately—just 15 minutes after receiving a positive credit decision if we have an account at one of the major banks. In other cases, the waiting time for the transfer may be slightly longer because of interbank sessions set by our bank. After 30 days, we repay exactly what we borrowed. And just 7 days after repaying the loan, we can take out another one, this time for a higher amount. In addition, we can use the “More for Longer” promotion, running until the end of February, which means... we can spread repayment of the first loan over a longer period. It is enough to repay at least half of the borrowed amount on time for repayment of the remaining part to be extended by another 30 days. This way, we repay our loan in 60 rather than 30 days.
Why is it worth using Vivus's offer?
If the absence of costs on the first loan and the speed of receiving the cash are not sufficient arguments, there is more to consider... If we have difficulty repaying the loan on time, we can extend the repayment period by 7, 14, or even 30 days. The company then proposes a convenient repayment plan. Every loan repaid on time builds our positive “borrowing” history, allowing us to apply for further loans in the future—with a higher limit. Vivus belongs to the 4finance Group, which provides loans in 12 countries, enhancing its credibility. A customer profile allows us to monitor our finances at any time. Through the internet, we can not only submit a loan application but also check the due date, the amount to repay, current offers, and more. Customers are notified of an approaching payment deadline by SMS and email, so there is no need to worry about missing the repayment date. Another important advantage of Vivus is its modernity. The implementation of innovative solutions includes using a secure, encrypted connection and generating electronic agreements bearing a secure electronic signature verified with a valid qualified certificate. This is all intended to save customers time and protect the environment. Customers who are “not computerised” can use the consultants working on the helpline, who will not only provide information but also—if we wish—accept a loan application. If we prefer a paper version of the agreement, no one will force us to use an electronic one. We simply print two copies of the agreement from the email, sign them, and send them.
So...
If you are already forced to take out a loan, choose the best offer on the market, available at Vivus.pl—apply for your first loan at no cost and... of course, use it as you see fit.
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