Spring is fast approaching. It is a time for cleaning, essential renovations, planning Easter and sometimes even preparing for a holiday break. The simplest way to address these needs is to take out a cash loan, which can be used for any purpose. We talk to Edyta Walczak, Customer Adviser at Łużycki Bank Spółdzielczy in Bolesławiec, about how to obtain one.
Why is it worth choosing the cash-loan offer at Łużycki Bank Spółdzielczy in Lubań, Bolesławiec Branch?
Super Cash and Strong Cash are inexpensive and secure cash loans available on the market, with interest rates starting at 7.99%. The loan is granted for a maximum period of 60 months. We can receive a credit decision in as little as one day.
What loan amount can a customer receive?
The maximum loan amount is twelve times the customer’s net income, up to a maximum of PLN 80,000. The customer can choose a repayment method that suits them—equal or decreasing instalments.
Is this loan secure?
Absolutely. When taking out a cash loan at ŁBS, the customer can use the Moja Ochrona insurance package from TU na Życie Europa SA, which ensures the security of instalment repayments in various life situations, including death, illness and job loss.
What basic criteria must be met to obtain a cash loan?
The basic requirements for obtaining Super Cash and Strong Cash are that the customer has creditworthiness and a positive BIK record—a positive credit information bureau score. Once the application is submitted, these are the basic factors checked by a Bank employee.
What documents are required to obtain a cash loan?
To process a loan application, the Bank only requires an income certificate completed by the employer.
Does Łużycki Bank Spółdzielczy offer only cash loans?
Of course not. The Bank offers a wide range of banking products. We are currently promoting New Personal Accounts for individual customers: Łużycki Account for Young People, Łużycki Ideal Account, Łużycki Senior Account and Łużycki Premium Account. For institutional customers, we offer current accounts and a broad range of loan products. In addition, the Bank has prepared a special offer for housing communities covering bank account services and “Common Renovation” loans.
Where can people interested in Łużycki Bank Spółdzielczy’s products obtain detailed information?
We invite you every day from 8:30 a.m. to 4:00 p.m. to our branch in Bolesławiec at 13 Łukasiewicza Street. Contact numbers for our advisers are: 75 732 2903, 75 722 7530, 75 722 7533 and 75 722 7534. You can also visit the Łużycki Bank Spółdzielczy website.
Our friendly and professional staff will help complete all formalities and advise you on choosing the right product. We warmly invite you!
