Spring is fast approaching. It is a time for cleaning, essential renovations, planning Easter and sometimes even a summer holiday. The simplest way to deal with these expenses is to take out a cash loan, which can be used for any purpose. We talk to Edyta Walczak, Customer Advisor at Łużycki Bank Spółdzielczy in Bolesławiec, about how to obtain one.
Why is it worth choosing the cash-loan offer at Łużycki Bank Spółdzielczy in Lubań, Bolesławiec Branch?
The Super Gotówka and Mocna Gotówka cash loans are affordable and safe loans available on the market, with interest rates starting at 7.99%. The loan is granted for a maximum period of 60 months. A credit decision can be received in as little as one day.
What loan amount can a customer receive?
The maximum loan amount is twelve times the customer's net income, up to a maximum of PLN 80,000. The customer can choose a repayment method that is convenient for them—in equal or decreasing instalments.
Is this loan safe?
Absolutely. When taking out a cash loan at ŁBS, the customer can use the Moja Ochrona insurance package from TU na Życie Europa SA, which provides repayment protection in various life situations, including death, illness and job loss.
What basic criteria must be met to receive a cash loan?
The basic requirements for receiving Super Gotówka and Mocna Gotówka are that the customer has sufficient creditworthiness and a positive BIK record (a positive credit-information-bureau score). Once the application is submitted, these are the basic matters checked by a Bank employee.
What documents are required to obtain a cash loan?
To process a loan application, the Bank requires only an income certificate completed by the employer.
Does Łużycki Bank Spółdzielczy offer only cash loans?
Of course not. The Bank offers a wide range of banking products. We are currently promoting New Personal Accounts for individual customers—Łużyckie konto dla Młodych, Łużyckie konto Idealne, Łużyckie konto Senior and Łużyckie konto Premium. For institutional customers, we offer current accounts and a wide range of loan products. In addition, the Bank has prepared a special offer for Housing Communities covering the provision of bank accounts and “Wspólny remont” loans.
Where can people interested in Łużycki Bank Spółdzielczy products obtain detailed information?
We invite you every day from 8:30 a.m. to 4:00 p.m. to our branch in Bolesławiec at 13 Łukasiewicza Street. Contact numbers for our Advisors: 75 732 2903, 75 722 7530, 75 722 7533, 75 722 7534, or visit the Łużycki Bank Spółdzielczy website.
Our friendly and professional staff will help complete all formalities and advise you on choosing the right product. You are most welcome!
