Editorial staff: – Why is it worth taking out a loan specifically at Alior Bank?
Michał Turbak: – I think the best recommendation for a loan at Alior Bank is its victory in the “Best Cash Loan” category in the “Golden Banker 2013” plebiscite, organised by the financial portal Bankier.pl. Customers appreciated the advantages of the Bank’s cash loan with a lowest-instalment guarantee. Alior Bank guarantees that the loan instalment will be lower than at other banks, with the same loan amount and term. If a customer finds a cheaper loan, Alior Bank will reduce the amount of their instalment.
What are the other advantages of an Alior Bank cash loan?
There are many. The Bank grants loans of up to PLN 150,000 without collateral or guarantors, and the maximum loan term is as long as 10 years. It is worth emphasising that the Customer can also combine all payments at different banks – including cash, instalment and car loans and credit cards – into one low instalment. The funds may be available in as little as one day. Two unrelated people may apply for the loan. In addition, having an account at Alior Bank is not required.
How can the loan instalments be repaid?
Repayments can be made in many ways. For example, you can make a transfer from your account or repay the loan in cash at the counter of any Bank branch; if the customer has a personal account at Alior Bank, they can also set up automatic repayment from the account or arrange repayment via telephone or online banking.
Where can people interested in an Alior Bank loan obtain detailed information?
We invite you to one of the Alior Bank partner branches in Bolesławiec Alior Banku: at ul. Zgorzeleckiej 46, tel. 75 732 22 51 or at ul. Adama Mickiewicza 1/9, tel. 75 713 70 02.
Representative example: loan amount: PLN 21,900, number of instalments: 55, nominal interest rate: 16%, preparation fee: 11%, interest amount: PLN 9,140.74, APR: 24.22%, instalment: PLN 564.38. The final lending terms depend on the Customer’s creditworthiness, the loan disbursement date and the date on which the first instalment is due. Offer terms – as at 7 November 2013.