Editorial staff: – Why is it worth taking out a loan specifically at Alior Bank?
Michał Turbak: – I think the best recommendation for a loan at Alior Bank is its victory in the “Best Cash Loan” category in the “Złoty Bankier 2013” plebiscite, organised by the financial portal Bankier.pl. Customers appreciated the advantages of the cash loan offered by the Bank, with a guarantee of the lowest instalment. Alior Bank guarantees that the loan instalment will be lower than at other banks, for the same loan amount and term. If a customer finds a cheaper loan, Alior Bank will reduce the amount of their instalment.
Editorial staff: What are the other advantages of an Alior Bank cash loan?
Michał Turbak: There are many. The Bank grants loans of up to PLN 150,000 without collateral or guarantors, and the maximum repayment period is as long as 10 years. It is worth emphasising that the Customer can also combine all payments at different banks – including cash, instalment and car loans and credit cards – into one low instalment. The funds may be available within just one day. Two unrelated people may apply for the loan. In addition, having an account with Alior Bank is not required.
Editorial staff: How can the loan instalments be repaid?
Michał Turbak: Repayments can be made in many ways. For example, you can make a transfer from your account or repay the loan in cash at the cashier's desk at any Bank branch; if the customer has a personal account at Alior Bank, they can also set up automatic repayment from the account or arrange repayment through telephone or online banking.
Editorial staff: Where can people interested in an Alior Bank loan obtain detailed information?
Michał Turbak: We invite you to one of the Bolesławiec partner branches of Alior Bank: at 46 Zgorzelecka Street, tel. 75 73222 51, or at 1/9 Adama Mickiewicza Street, tel. 75 71370 02.
Representative example: loan amount: PLN 21,900, number of instalments: 55, nominal interest rate: 16%, arrangement fee: 11%, interest amount: PLN 9,140.74, APR: 24.22%, instalment: PLN 564.38. The final lending terms depend on the Customer's creditworthiness, the loan disbursement date and the payment date of the first instalment. Offer terms – as at 7 November 2013.
(commissioned information)