Editorial team: Why is it worth taking out a loan specifically at Alior Bank?
Katarzyna Habel: I think the best recommendation for a loan at Alior Bank is its victory in the “Best Cash Loan” category in the “Złoty Bankier 2013” poll, organized by the financial portal Bankier.pl. Customers appreciated the advantages of the Bank’s cash loan with a lowest-installment guarantee. Alior Bank guarantees that the loan installment will be lower than at other banks, for the same loan amount and term. If a customer finds a cheaper loan, Alior Bank will reduce the amount of their installment.
Editorial team: What are the other advantages of Alior Bank’s cash loan?
Katarzyna Habel: There are many. The Bank provides loans of up to PLN 150,000 without collateral or guarantors, and the maximum repayment period is as long as 10 years. It is worth emphasizing that the Customer can also consolidate all payments at different banks—including cash, installment and car loans and credit cards—into one low installment. The funds may be available in as little as one day. Two unrelated people may apply for the loan. In addition, having an account with Alior Bank is not required.
Editorial team: How can the loan installments be repaid?
Katarzyna Habel: There are many ways to make repayments. For example, you can make a transfer from your account or repay the loan in cash at the Bank’s cashier desk at any branch. If a customer has a personal account with Alior Bank, they can also set up automatic repayment from the account or arrange repayment through telephone or online banking.
Editorial team: Where can people interested in a loan at Alior Bank obtain detailed information?
Katarzyna Habel: We invite you to one of the Alior Bank partner branches in Bolesławiec : at 46 Zgorzelecka Street, tel. 75 73222 51, or at 1/9 Adama Mickiewicza Street, tel. 75 71370 02.
Representative example: loan amount: PLN 21,900, number of installments: 55, nominal interest rate: 16%, preparation fee: 11%, interest amount: PLN 9,140.74, APR: 24.22%, installment: PLN 564.38. The final lending terms depend on the Customer’s creditworthiness, the loan disbursement date and the first installment payment date. Offer terms as of 7 November 2013.
(commissioned information)