Mr Marciniak, what springtime ideas do customers who are looking for an additional injection of cash bring to the branch?
Because of the spring weather, customers are starting to consider renovating their flats or bathrooms, equipping their allotments with garden furniture and grills. They also come with ideas for organising a spring trip abroad—there are slightly fewer tourists now, and the weather is becoming increasingly pleasant. Of course, we try to help bring all plans to life, both small and large, and we have products that meet the requirements of every Customer.
What products does Alior Bank offer customers who come to it for financing?
We have a wide range of loans and borrowings. On 1 April, we introduced the Micro-Cost Loan, a new offer aimed at everyone who needs additional funds to carry out their plans. The funds received may be used for any purpose, and its terms are clear and transparent.
And what does repayment of such an obligation look like? Do the costs of the ‘Micro-Cost Loan’ really fall within the ‘micro’ range?
Repayment can be spread over convenient instalments for a period of 2 to 5 years. The borrower decides whether they want to repay the obligation sooner or spread the payment over a longer period. The maximum loan amount is up to PLN 200,000. Its advantage is that the costs are easy to calculate, and the average monthly cost for every thousand borrowed is just PLN 6. Thus, we maximise benefits while minimising costs.
Can customers with other obligations also afford to use this product?
Of course! People who have another loan or obligation and would like to use the Micro-Cost Loan offer can consolidate their existing products. This is a much more convenient solution for a customer who, instead of paying several monthly instalments, will pay just one instalment to a single bank.Thank you for the conversation, and I invite customers to the Alior Bank branch to take advantage of this remarkable offer:
Alior Bank S.A. Partner
46 Zgorzelecka Street
59-700 Bolesławiec
tel. 75 732 22 51
and
1/9 Mickiewicza Street
59-700 Bolesławiec
tel. 75 713 70 02.
