If we ask an average Polish microbusiness owner what is one of the biggest barriers to running a business, they will answer without hesitation: the difficulty of quickly obtaining money without first specifying what purpose it is intended for. Although there are many banks that offer business accounts and business loans, not all of them understand this important aspect of business.
When looking for an advantageous offer, it is worth taking a close look at exactly what a given bank proposes. As they say—the devil is in the details!
For example, Nest Bank has a truly interesting offer for entrepreneurs. The business account BlZnest Account combines freedom and convenience. With this account, you pay no fees, among other things, for maintaining the account, domestic Elixir online transfers (including transfers to ZUS and the Tax Office), or cash withdrawals from all ATMs in Poland.
In addition, if you have business and personal accounts with Nest Bank, everything is at your fingertips. One login and one system are all you need to use both accounts—the business and the personal one. And, most importantly, a loan for any business purpose: the BlZnest Instalment Loan for Entrepreneurs. This is a loan of up to PLN 550,000 without property collateral or guarantors, or even up to PLN 800,000 with security in the form of a PLD de minimis guarantee for entrepreneurs who keep full accounting records. The maximum repayment period is 144 months, and an initial credit decision can be obtained in as little as 5 minutes.
To sum up, Nest Bank’s offer provides safe and flexible banking for small businesses, with a wide range of free products. It also means round-the-clock access to services through online and mobile banking, as well as welcoming branches arranged in a way that encourages calm discussions and financial planning with an adviser. In fact, the number of these branches is growing steadily. Because Nest Bank wants to be closer to its Customers, it has become one of the fastest-growing banking networks, opening an average of eight branches per month.
Does it sound interesting? If you value clear terms of cooperation and a sense of security, Nest Bank is the right partner for you. Perhaps together, as partners, you can spread your wings.
Partner Branch
38A Zgorzelecka Street, 59-700 Bolesławiec
Opening hours Mon–Fri 9:00 a.m.–5:00 p.m., T: +48 570 134 665
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The loan offered is intended for entrepreneurs for purposes related to their business activity. The granting and amount of the loan depend on a positive assessment of the applicant’s creditworthiness. An initial credit decision is a preliminary assessment of the Customer’s reliability and creditworthiness, together with a calculation of the offer based on the data provided by the Customer. The initial decision may change throughout the entire process of verifying the loan application. The maximum loan amount is the amount including financed fees and commissions, which will be deducted from the loan amount made available to the Customer. BlZnest Account is an account maintained for entrepreneurs in Polish złoty. The absence of fees and commissions for the activities indicated in the advertisement does not require the Customer to meet any conditions. For other services related to the BlZnest Account, the bank charges fees and commissions in accordance with the applicable table of fees and commissions. The nominal annual interest rate on funds in the BlZnest Account is variable and, as of 1 August 2018, is 0%, whereby the stated value does not include applicable fees and commissions. Details of the offer and the price list related to the loan and BlZnest Account are available at www.nestbank.pl, at Nest Bank branches and from Nest Bank’s financial partners. A Nest Bank SA financial partner is authorized to perform factual and legal activities within a partner branch in the field of intermediation in offering the Bank’s services and, when offering credit products, cooperates with Nest Bank SA. For performing the above-mentioned activities, the partner receives remuneration from the Bank and does not charge the customer any fees or commissions directly for this. Nest Bank SA, with its registered office in Warsaw at 24 Wołoska Street, 02-675 Warsaw, entered in the register of entrepreneurs maintained by the District Court for the Capital City of Warsaw, 13th Commercial Division of the National Court Register, under KRS No. 0000030330, REGON 010928125, NIP 526-10-21-021.