Profi Credit specializes in quick loans that can be obtained online or by phone. The process itself is extremely simple and should take no more than a few minutes:
- Enter your name and telephone number on the website.
- Complete the application form. You will need to provide information about your income, personal details and address.
- A company agent will call you to discuss all the details. If necessary, you will be asked to send additional documents.
- Approve the agreement by text message or sign it in the presence of a field adviser.
- The money will be transferred to your bank account within a few minutes.
What conditions must be met to get a loan from Profi Credit?
A quick loan for individual customers can be obtained by anyone who meets the following criteria:
- Is between 20 and 75 years old
- Has a regular source of income
- Lives in Poland
- Has their own bank account
- Has a valid identity card
- Has an assigned PESEL number
It is worth remembering that the decision to grant a loan from Profi Credit depends on the customer’s creditworthiness. However, the company does not exclude people who have other obligations, provided they repay them on time.
How long does it take to receive money from Profi Credit?
At Profi Credit, the loan decision-making process is quick and convenient for the customer because the lending decision is made during the first telephone conversation with an adviser, meaning the customer does not have to wait for the information. Following a positive decision, the funds are transferred immediately to the bank account indicated by the customer. If the customer uses the same bank as
Profi Credit, the money may reach their account within as little as a few minutes. If the customer’s bank differs from the bank sending the transfer, the posting time may be longer, and it may be necessary to wait until the next business day for the funds. This system enables customers to obtain the funds they need quickly and without complications, which is particularly important in situations requiring immediate access to cash.
What are the loan terms at Profi Credit?
Profi Credit’s main products are quick loans and payday loans for individual customers and businesses. Loan amounts range from PLN 4,000 to PLN 25,000, while the APRC is 54.29%. The total cost of a loan from Profi Credit consists of the following costs: an origination fee, the lender’s commission and interest. The company allows obligations to be repaid in instalments over a period of up to three years. Profi Credit does not check what the loan will be used for, regardless of whether it is taken out by an individual customer or a company. Loan repayments are made by transfers to the bank account indicated by the company.