Ms Lachochowicz, what springtime ideas do clients who are looking for an additional cash injection bring to the branch?
Because of the spring weather, clients start thinking about renovating their flat or bathroom, equipping their allotment with garden furniture and grills. They also come in with ideas for organising a spring trip abroad—there are slightly fewer tourists now, and the weather is becoming increasingly pleasant. Of course, we try to help make all plans a reality—both small and large—and we have products that meet the requirements of every client.
What products does Alior Bank offer clients who come to it for financing?
We have a broad range of loans and credits. On 1 April, we introduced the Micro-Cost Loan, a new offer aimed at everyone who needs additional funds to carry out their plans. The funds received can be used for any purpose, and its terms are clear and transparent.
And what does repayment of such a liability look like? Do the costs of the ‘Micro-Cost Loan’ really fall within the ‘micro’ range?
Repayment can be spread over convenient instalments over a period of 2 to 5 years. The borrower decides whether to repay the liability more quickly or spread the payment over a longer period. The maximum loan amount is as much as PLN 200,000. Its advantage is that the costs are easy to calculate, and the average monthly cost for every thousand borrowed is only PLN 6. Thus, we maximise benefits while minimising costs.
Can clients with other liabilities also afford to use this product?
Of course! People who have another loan or liability and would like to use the Micro-Cost Loan offer can consolidate their existing products. This is a much more convenient solution for the client, who will pay just one instalment to one bank instead of several monthly instalments.Thank you for the conversation, and I invite clients to the Alior Bank branch to take advantage of this exceptional offer:
Alior Bank S.A. partner
46 Zgorzelecka Street
59-700 Bolesławiec
tel. 75 732 22 51
and
1/9 Mickiewicza Street
59-700 Bolesławiec
tel. 75 713 70 02.
