Konto Jakże Osobiste is a completely new take on everyday banking and an enhanced product in Alior Bank’s offering. What are its main advantages?
– Konto Jakże Osobiste is an offering that allows customers to choose their own benefits. They know best which banking features and services they want to use and when. We give them the freedom to select solutions tailored to their needs – the elements of the offering can be changed, added or cancelled at any time, in a very simple and intuitive way.
What costs are associated with such a tailor-made account?
– The holder of Konto Jakże Osobiste does not pay for two selected benefits, while each additional one costs only PLN 3.50. With the account parameters selected appropriately and the standard conditions met, Konto Jakże Osobiste can be completely free for the customer.
What are these standard conditions?
– In every bank, two fees are always key: the account maintenance fee and the debit card fee. In the case of Konto Jakże Osobiste, the customer can be exempt from both. It is enough to make a one-time monthly payment into the account of at least PLN 1,500 and make cashless transactions – in simple terms, pay by card – totalling at least PLN 300 per month. People under 26 are also exempt from the account maintenance fee.
What about other fees, such as those for transfers or cash withdrawals from ATMs?
– All standard domestic transfers in złoty made online are free. The bank also does not charge for issuing the account card, transactions made using the BLIK system or using Alior Bank’s own ATMs. Free withdrawals from all ATMs throughout Poland are also available as one of the benefits customers can choose.
What are the other benefits and their associated fees?
– There are currently nine benefits available. As part of extensive research and consultations, customers themselves identified them as the most important to them. As I mentioned,
the bank does not charge for two selected benefits, while each subsequent one costs PLN 3.50. They include conveniences such as the aforementioned free withdrawals from all ATMs in Poland, as well as free ATM withdrawals abroad, higher interest on the savings account, an interest-free overdraft for 10 days per month, a 1% refund on payments made by phone, travel insurance abroad, and the Mastercard priceless specials loyalty programme, in which points can be collected and exchanged for attractive rewards. Customers also have access to assistance insurance and a package of five free instant transfers. Benefits can be freely modified in the new online banking service and mobile app, and newly selected benefits generally start working as early as the following day. Alior Bank will continue to expand the list of benefits for Konto Jakże Osobiste holders.
Alior Bank’s new personal account seems to be a flexible and easy-to-use solution. Where can such an account be opened?
– Konto Jakże Osobiste is the basic account aligned with our bank’s “Digital Rebel” strategy. Its idea is to respond to the needs of customers who increasingly want to use modern banking services. The account can be opened by submitting an application through the bank’s website or in the traditional way, at our branch, to which I warmly invite you – we will clarify any doubts and help you through the entire process.
Thank you for the interview. I invite customers to the partner branches:
Partner Alior Bank S.A.
ul. Zgorzelecka 46
59-700 Bolesławiec
tel. 75 732 22 51
and
Partner Alior Bank S.A.
ul. Mickiewicza 1/9
59-700 Bolesławiec
tel. 75 713 70 02
