Which entrepreneurs is the business loan package intended for?
– The offer was created with small businesses in mind—with annual turnover of up to PLN 8 million, primarily in the service and retail sectors, that want to grow in order to meet customer expectations as effectively as possible. Examples of such businesses include shops, small wholesalers, hair salons, car workshops, car washes and transport companies. Importantly, the offer is also intended for representatives of the liberal professions—lawyers, doctors and architects. Our package gives them quick access to a loan on simple terms.
What exactly are these “simple terms”?
– The bank uses a simplified procedure and requires the business to provide only basic financial documents. “Simple terms” also mean that the loan can
be used for any purpose related to business activity. In addition, the bank does not require collateral. A decision on granting the loan, even for a large amount, can be obtained during the very first visit to the bank—quickly and conveniently. After the agreement is signed, the funds will appear in the company’s account within 24 hours at the latest.
What documents are required to apply for the loan?
– Registration documents are required, such as the company’s articles of association or an identity card if the customer is an individual running a business. We also ask applicants to provide a PIT tax return for the most recently closed financial year, as well as certificates from ZUS and the Tax Office confirming that there are no arrears.
What is the maximum possible loan amount?
– We provide financing of up to PLN 600,000.
Over what period can repayment be spread?
– The loan term can be up to 10 years, allowing entrepreneurs to spread repayment conveniently. Our priority is to provide small businesses with solutions tailored to their needs, capabilities and the scale of their operations.
Is there anything else that distinguishes Alior Bank’s offer?
– Our offer guarantees flexible financing. The approved amount can be divided among as many as three products (Biznes Kredyt, an overdraft facility and a credit card). This means that, after submitting just one application, entrepreneurs can simultaneously finance an investment, such as furnishing premises, obtain funds for ongoing operations and refinance a loan from another bank. This flexible solution can be used in many different situations, depending on the priorities and needs of a given business.
Thank you for the interview. I invite customers to the partner branches:
Partner Alior Bank S.A.
ul. Zgorzelecka 46
59-700 Bolesławiec
tel. 75 732 22 51
and
Partner Alior Bank S.A.
ul. Mickiewicza 1/9
59-700 Bolesławiec
tel. 75 713 70 02.
