Who can take advantage of the “Two-Person Loan” offer?
– People who have a close relationship with one another may apply for a joint loan. The offer is therefore intended for married couples, but not only them. We also encourage friends, siblings, relatives and others to take advantage of our proposal.
What do people who apply for a loan jointly gain compared with applying individually?
– In the case of the “Two-Person Loan,” the bank reduces its interest rate by as much as 50 percent compared with the standard offer.
Can more than two people take advantage of the offer?
– Naturally, the loan can be taken out by a minimum of two people, but the offer can also be used by more than two family members or people in a close group.
Do people applying for such a loan have to specify in advance what it will be used for?
– No, customers do not have to declare this. The loan can be used for any purpose. It is also up to the borrowers whether they use the money for a shared purpose or to meet one person’s needs. It is worth adding that the loan can be used to consolidate other liabilities, meaning replacing one or several loans with a single inexpensive one.
What is the maximum amount that can be applied for under the “Two-Person Loan”?
– The maximum loan amount is PLN 200,000.
Over what period can the loan be repaid?
– The loan term can be as long as five years. This makes it possible to spread the repayment conveniently and adjust the instalment amount to the customers’ individual financial capabilities.
I understand that customers should visit a branch to take out the loan?
– We warmly invite everyone interested in the “Two-Person Loan” to our branch, where we will explain the offer’s details and help complete the formalities.
What else is worth knowing?
– Customers often ask about the sources of income accepted by the bank. There are many, including contracts of mandate and contracts for specific work.
Thank you for the interview, and I invite customers to Alior Bank partner branches:
Bolesławiec
46 Zgorzelecka Street, 75 732 22 51
1/9 Mickiewicza Street, 75 713 70 02
